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Retiree Benefits State Help (02) last:Dec 89, 2021

State Health Insurance Help Programs Provide Individual Assistance.
Their Web Sites List All Medicare Supplement Plans (Medigap) and Costs.

» Want one-on-one help? 
The individual States Insurance Commissions regulate Medicare Advantage and Medigap programs, in part. State agencies have active organizations that provide personal assistance. Their Web sites, listed below, provide a complete list of Medicare supplement insurance (Medigap) plans and premiums. They also provide guidance for Medicare. You can find telephone numbers and addresses for each state at

» What the Center for Medicare Services says: Call your State Health Insurance Assistance Program (SHIP) for help with questions about appeals, buying other insurance, choosing a Medicare health or prescription drug plan, buying a Medigap policy, and Medicare rights and protections. The SHIP program is a State program that gets money from the Federal Government to give free local health insurance counseling to people with Medicare.”

 » See below to find local SHIP and MediCARE links, where known: The Benefits Team has linked to all the numbers in the link below. You can also find their telephone number by visiting on the web. Under “Search Tools,” select “Find Helpful Phone Numbers and Websites.” Or, call 1-800-MEDICARE (1-800-633-4227) to get a State SHIP telephone number.

CLICK TO FIND YOUR SHIP web sites and phone numbers

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We receive frequent requests for dealing with the passing of a retiree or surviving spouse. Consequently, we have created a document that focuses on communicating with Nokia benefits and pensions, along with links to websites with checklists for other family issues.  CLICK THE IMAGE TO READ THE CHECKLIST